A blow to a warehouse or a plant is a threat of bankruptcy?

02.10.2026, 09:20◉ 03 min readEditorial team “SHCHO STALOSIA”

As a preventive restructuring, it gives businesses hit by missiles the ability to save production, people and taxes. In August, Russian ballistic missiles destroyed the Rozetka distribution complex in Brovary. That same night, about ten more large companies suffered in the Kyiv region: Epicenter, Nova Poshta, Novus, warehouses of grocery chains and international brands.

A blow to a warehouse or a plant is a threat of bankruptcy?

In a few weeks, the blows reached pharmaceutical warehouses and factories in the suburbs of the capital.

No one wrote about the hundreds of companies whose goods lay on the same leased areas, and about the manufacturers whose shops were nearby. Namely, in September, they have to answer the accountant's questions: what to pay for the loan, goods and taxes, if there is nothing else to sell, and the equipment is under the rubble?

For more than a year and a half, Ukrainian legislation has had an instrument created specifically for this situation — preventive restructuring. It allows a viable business to negotiate with creditors under the protection of the court and not bring the case to bankruptcy. It has already been used by the Kharkiv Tractor Plant, Cherkasy and Sumy CHPPs, and in July 2026 by the Darnytska CHPP in Kyiv, which was badly damaged by Russian strikes.

Details

Insurance will not help here: classic war risk policies do not cover. The government announced compensation for 40–50% of losses from attacks, but these are plans, and payment deadlines come today. Thus, a company that was solvent in June becomes insolvent in September — not because of a bad business model, but because of a single missile hit.

In bankruptcy, the company loses control of assets, the property is sold at a large discount, and the procedure drags on for years. Damaged specialized equipment in liquidation comes at the price of scrap metal. Creditors receive part of the claims, employees lose their jobs.

Context

Only after the August attacks, the business lost more than 400 thousand square meters of warehouses. Prime Minister Serhii Koretskyi estimated that due to the attack, the budget may lose about UAH 70 billion in taxes.

According to these figures, there are simple accounting histories. Let's take a conditional manufacturer of food packaging with two hundred employees near Kyiv. Three years ago, he bought a new line on lease and under a bank loan, equipment as collateral.

What's next

The manufacturer can neither ship the products nor pay for leasing and credit. Networks have the right to fines and transfer to another supplier, the bank has the right to demand early return of the entire amount, because the collateral is lost. An importer whose goods are burnt out in a rented warehouse finds himself in the same trap: the proceeds are stopped instantly, but the payments to the bank, supplier and tax office are not.

For micro and small businesses, the Ministry of Justice approved the standard form of the plan, and its concept is enough at the start.